ONE & DONE! ONE-TIME CLOSE CONSTRUCTION LOANS SAVE TIME AND MONEY with one loan application for both phases Finance the construction phase Permanent financing at completion Teri Heggernes Mortgage Lender 320-364-1229 teri.heggernes@neighborhood.bank NMLS# 789497 N Neighborhood MORA 45 North Union & Coborns 320-679-3100 NATIONAL BANK neighborhood.bank Member FDIC NMLS 677339 The Bank That Feels Like Home EQUAL HOUSING LENDER ONE & DONE! ONE-TIME CLOSE CONSTRUCTION LOANS SAVE TIME AND MONEY with one loan application for both phases Finance the construction phase Permanent financing at completion Teri Heggernes Mortgage Lender 320-364-1229 teri.heggernes@neighborhood.bank NMLS# 789497 N Neighborhood MORA 45 North Union & Coborns 320-679-3100 NATIONAL BANK neighborhood.bank Member FDIC NMLS 677339 The Bank That Feels Like Home EQUAL HOUSING LENDER