11-Month CD AVAILABLE IN-PERSON ONLY. NOT AVAILABLE TO OPEN ONLINE. FIRST FIRST CITIZENS BLAST $5,000 MINIMUM TO OPEN 5.36% APY BLAST RATE SPECIAL BLAST WITH ANY FIRST-CITIZENS CHECKING ACCOUNT NEW OR EXISTING 5.51% CITIZENS APY* First Citizens Bank | 730 Forest Ave E 800-423-1602 | myfcb.bank *ANNUAL PERCENTAGE YIELD (APY) IS ACCURATE AS OF JUNE 18, 2024. INTEREST IS COMPOUNDED AND PAID QUARTERLY. NO INTEREST CHECKS. PENALTY APPLIES FOR EARLY WITHDRAWAL $5,000 MINIMUM TO OPEN AND RECEIVE STATED APY. FEES COULD REDUCE EARNINGS. AUTO RENEWS TO 12-MONTH CD. WE HAVE THE RIGHT TO LIMIT THE OFFER AT ANY TIME. NOT AVAILABLE FOR PUBLIC FUNDS. AN FCB CHECKING ACCOUNT, IN GOOD STANDING, IS REQUIRED FOR HIGHER CD RATE. MINIMUM AVERAGE COLLECTED BALANCE OF $50 REQUIRED TO AVOID $7 MONTHLY FEE FOR BASIC CHECKING. NORMAL CHECKING ACCOUNT FEES AND PENALTIES APPLY. MEMBER FDIC. 11 - Month CD AVAILABLE IN - PERSON ONLY . NOT AVAILABLE TO OPEN ONLINE . FIRST FIRST CITIZENS BLAST $ 5,000 MINIMUM TO OPEN 5.36 % APY BLAST RATE SPECIAL BLAST WITH ANY FIRST - CITIZENS CHECKING ACCOUNT NEW OR EXISTING 5.51 % CITIZENS APY * First Citizens Bank | 730 Forest Ave E 800-423-1602 | myfcb.bank * ANNUAL PERCENTAGE YIELD ( APY ) IS ACCURATE AS OF JUNE 18 , 2024. INTEREST IS COMPOUNDED AND PAID QUARTERLY . NO INTEREST CHECKS . PENALTY APPLIES FOR EARLY WITHDRAWAL $ 5,000 MINIMUM TO OPEN AND RECEIVE STATED APY . FEES COULD REDUCE EARNINGS . AUTO RENEWS TO 12 - MONTH CD . WE HAVE THE RIGHT TO LIMIT THE OFFER AT ANY TIME . NOT AVAILABLE FOR PUBLIC FUNDS . AN FCB CHECKING ACCOUNT , IN GOOD STANDING , IS REQUIRED FOR HIGHER CD RATE . MINIMUM AVERAGE COLLECTED BALANCE OF $ 50 REQUIRED TO AVOID $ 7 MONTHLY FEE FOR BASIC CHECKING . NORMAL CHECKING ACCOUNT FEES AND PENALTIES APPLY . MEMBER FDIC .